Programs
Residential
Learn MoreOur collaboration starts by comprehending your specific circumstances. We will evaluate your investment objectives, financial condition, and property ambitions to customize a financing solution that suits your requirements perfectly.
Commercial
Learn MoreOur partnership begins by understanding your unique business context. We’ll assess your commercial objectives, financial health, and property requirements to craft a financing solution tailored specifically to your needs.
Fix and Flip
Learn MoreOur journey starts with understanding your unique situation. We’ll evaluate your fix and flip goals, financial status, and property plans to create a financing solution that precisely aligns with your needs.
Bridge Loans
Learn MoreOur process begins by understanding your unique situation. We’ll assess your financial standing, project goals, and property needs to design a bridge loan solution that perfectly matches your requirements.
Process for Securing A Loan - Here's What To Expect
While the landscape of real estate investment may vary, there are several fundamental steps that remain consistent when applying for a hard money loan.
Pre-approval
Looking to maximize your real estate investment with quick, flexible funding? LBC Capital’s hard money loans could be the answer. With no prepayment penalties, you have the freedom to pay off your loan early. Even with less-than-perfect credit, you may still qualify. Whether you’re investing in your first property or expanding your portfolio, our loans offer a great option.
Points
As a borrower, you can choose to pay points, a fee based on a percentage of the loan amount, to the lender. This can help lower your loan’s interest rate. While it may require an additional upfront cost, it could save you money over time with reduced interest payments. Consult with our loan advisors to determine if this option suits your needs.
Loan Application
The loan application process necessitates detailed information about you, your financial status, and the property you wish to finance. Our dedicated team will thoroughly review the submitted details, including your credit history.
Down Payment
We generally require a down payment to show your commitment and share the investment risk. The exact amount depends on the loan specifics and your circumstances. Our LTV can reach up to 80%.
Appraisal
A property appraisal determines its market value by considering the prices of comparable properties in the area, ensuring an accurate and fair assessment.
Securing a Rate
With hard money loan rates subject to change, we ensure the rate you were initially quoted is locked in when you secure your loan. Our rates start at 9.99%.
Loan Review Process
Following the appraisal, we will thoroughly review your loan application to ensure it meets our lending criteria and aligns with your investment objectives.
Signing
Once all arrangements are finalized, the documents are sent to a title company for your signature. Any remaining fees or funds are due at this stage.
Fast and flexible financing for your real estate investment projects in Washington
Discover quick and flexible financing solutions for your Washington real estate projects with LBC Capital. We offer a wide range of hard money loans, including fix-and-flip, bridge, and construction loans, all secured by properties. Our dedicated team will carefully evaluate your needs and guide you effortlessly through the loan process. Enhance your real estate journey by reaching out to us today and unlocking customized financing success.