Why us
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Lightning-fast results in just 3-7 days with our exceptional financing solutions
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Flexible Loan-to-Value ratios reaching up to 80%
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Ensure a hassle-free experience with minimal documentation required
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Enjoy competitive rates starting from 8.99%
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Welcome applicants with scores of 450+
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Expertly cater to an extensive range of property types
Key Advantages
One of the main benefits of partnering with LBC Capital is our adaptability. We recognize that each real estate transaction is unique, and we are dedicated to finding a loan solution tailored to your clients’ specific needs. Whether they require a short-term fix and flip loan or a longer-term buy and hold loan, our expertise and experience ensure we can deliver.
In addition to offering rapid funding and flexible terms, we also provide exceptional service and support to ensure you and your clients’ success. Our team of loan experts is always on hand to answer questions, offer guidance, and assist your clients throughout the entire loan process.
Loan programs
1. Refi’s & purchases
Residential, commercial and multifamily
1st Liens
- Up to 80% LTV
- Start rate of 9% IO
- 12 – 24 months loan term
- 3 – 6 months prepay
- Land (4 acres or less)
- 620 Minimum fico
2nd Liens
- Up to 65% CLTV
Commercial
1st Liens
- Up to 75% LTV (may go higher in some cases)
- Start rate of 9% Interest Only
- 12-24 months
- Must debt-service or have plan to debt-service
- Internal valuation or BPO
- Need Environmental Report (in some cases)
2nd Liens
- Up to 60% CLTV
- 11-16% Interest Only
- 1st lien must be conventional bank & must agree to junior lien
Please, note: We aim to provide a personalized approach with this program, which serves to inform and give you a general idea of what to expect when deciding whether to secure funding with us. Please note that these criteria may vary based on your specific property and circumstances.
2. Fix and flip
Residential, commercial and multifamily
1st Liens
- Up to 80% LTV
- Start rate of 9% IO
- 12 – 24 months loan term
- 3 – 6 months prepay
- Land (4 acres or less)
- 620 Minimum fico
2nd Liens
- Up to 65% CLTV
Please, note: We aim to provide a personalized approach with this program, which serves to inform and give you a general idea of what to expect when deciding whether to secure funding with us. Please note that these criteria may vary based on your specific property and circumstances.
Here's a closer look at the hard money loans we offer
Residential and commercial loans
We offer loans for a variety of residential and commercial properties, such as single-family homes, multi-family units, and mixed-use buildings.
Fix and flip loans
Our fix and flip loans are tailored for real estate investors seeking funds to purchase and renovate properties for resale. With up to 85% LTC and 65% LTARV, we provide competitive rates and flexible terms to support your clients’ success.
Reimbursement-only loans
We also provide reimbursement-only loans for real estate investors who have already acquired a property and require funding for renovations. With interest rates ranging from 8-11%, we offer the necessary financing to help your clients complete their projects and optimize their ROI.
Benefits of Our Hard Money Loans
Fast Approval
Our efficient application process and minimal documentation requirements enable us to approve loans rapidly, often within just 24 hours.
Large Loan Amounts
We provide larger loan amounts compared to traditional lenders, ensuring you have the financing necessary for your success.
Experienced Lenders
Our team of seasoned lenders possesses extensive knowledge of the real estate market and can assist you in making well-informed investment decisions.
Competitive Interest Rates
We offer hard money loans with competitive interest rates starting at 8.99%, allowing you to secure the financing you need while keeping your costs low.
Flexible Loan Terms
We recognize that each borrower has unique needs, so we offer flexible loan terms tailored to your specific requirements. We work with you to develop a loan that aligns with your budget and timeline.
Fast and flexible financing for your real estate investment projects in Washington
Discover quick and flexible financing solutions for your Washington real estate projects with LBC Capital. We offer a wide range of hard money loans, including fix-and-flip, bridge, and construction loans, all secured by properties. Our dedicated team will carefully evaluate your needs and guide you effortlessly through the loan process. Enhance your real estate journey by reaching out to us today and unlocking customized financing success.