Our hard money loans are designed to be flexible
This means we can customize the loan terms to fit your unique situation. We offer larger loan amounts than traditional lenders and work closely with you to ensure you receive the necessary financing to succeed. Since we manage our own funds, we can make quick decisions, allowing you to access the money you need promptly.
Loan Programs
1. Refi’s & purchases
Residential, commercial and multifamily
1st Liens
- Up to 80% LTV
- Start rate of 9% IO
- 12 – 24 months loan term
- 3 – 6 months prepay
- Land (4 acres or less)
- 620 Minimum fico
2nd Liens
- Up to 65% CLTV
Commercial
1st Liens
- Up to 75% LTV (may go higher in some cases)
- Start rate of 9% Interest Only
- 12-24 months
- Must debt-service or have plan to debt-service
- Internal valuation or BPO
- Need Environmental Report (in some cases)
2nd Liens
- Up to 60% CLTV
- 11-16% Interest Only
- 1st lien must be conventional bank & must agree to junior lien
Please, note: We aim to provide a personalized approach with this program, which serves to inform and give you a general idea of what to expect when deciding whether to secure funding with us. Please note that these criteria may vary based on your specific property and circumstances.
2. Fix and flip
Residential, commercial and multifamily
1st Liens
- Up to 80% LTV
- Start rate of 9% IO
- 12 – 24 months loan term
- 3 – 6 months prepay
- Land (4 acres or less)
- 620 Minimum fico
2nd Liens
- Up to 65% CLTV
Please, note: We aim to provide a personalized approach with this program, which serves to inform and give you a general idea of what to expect when deciding whether to secure funding with us. Please note that these criteria may vary based on your specific property and circumstances.
Why us
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Achieve lightning-fast results in just 3-7 days with our exceptional financing solutions.
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Enjoy flexible Loan-to-Value ratios of up to 80%.
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Experience a hassle-free process with minimal documentation required.
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Benefit from competitive rates starting at 8.99%.
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We welcome applicants with credit scores of 450 and above.
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We expertly cater to a wide variety of property types.
Benefits of Our Hard Money Loans
Fast Approval
Our simplified application process and minimal documentation requirements enable us to approve loans rapidly, often within just 24 hours.
Large Loan Amounts
We provide larger loan amounts compared to traditional lenders, ensuring you receive the financing necessary for your success.
Experienced Lenders
Our team of seasoned lenders possesses extensive knowledge of the real estate market and can guide you in making well-informed investment decisions.
Competitive Interest Rates
We provide competitive interest rates starting at 8.99% on our hard money loans, allowing you to keep your costs low while securing the necessary financing.
Flexible Loan Terms
Recognizing that every borrower is unique, we offer flexible loan terms tailored to your specific needs. We’ll collaborate with you to design a loan that aligns with your budget and timeline.
Our loan products include
At LBC Capital, we are dedicated to providing borrowers with the financing needed for success. Whether you’re a novice investor or a seasoned professional seeking larger loan amounts and greater flexibility, we offer loan options tailored to your needs. Contact us today to learn more about our hard money loans and begin the application process.
Residential
Learn MoreOur collaboration starts by comprehending your specific circumstances. We will evaluate your investment objectives, financial condition, and property ambitions to customize a financing solution that suits your requirements perfectly.
Commercial
Learn MoreOur partnership begins by understanding your unique business context. We’ll assess your commercial objectives, financial health, and property requirements to craft a financing solution tailored specifically to your needs.
Fix and Flip
Learn MoreOur journey starts with understanding your unique situation. We’ll evaluate your fix and flip goals, financial status, and property plans to create a financing solution that precisely aligns with your needs.
Bridge Loans
Learn MoreOur process begins by understanding your unique situation. We’ll assess your financial standing, project goals, and property needs to design a bridge loan solution that perfectly matches your requirements.
Fast and flexible financing for your real estate investment projects in Washington
Discover quick and flexible financing solutions for your Washington real estate projects with LBC Capital. We offer a wide range of hard money loans, including fix-and-flip, bridge, and construction loans, all secured by properties. Our dedicated team will carefully evaluate your needs and guide you effortlessly through the loan process. Enhance your real estate journey by reaching out to us today and unlocking customized financing success.