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metro regions
Alex Moore
6 min read

Metro Region Breakdown: Mortgage Outlook in Seattle, Tacoma & Bellevue vs. Spokane

Seattle–Tacoma–Bellevue: High Prices, Growing Inventory LBC Capital offers personalized mortgage solutions across Washington, helping clients navigate market trends in competitive regions like Seattle and Bellevue, as well as affordable areas like Spokane. Understanding local housing dynamics is essential for securing the best financing in today’s evolving market. Market Conditions Are Shifting The Seattle–Tacoma–Bellevue metro remains […]
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Washington state
Alex Moore
5 min read

Understanding VantageScore 4.0: A Game Changer for Washington Homebuyers

What Is VantageScore 4.0? VantageScore 4.0 is the latest version of the credit scoring model developed by the three major credit bureaus—Equifax, Experian, and TransUnion. Unlike older models, VantageScore 4.0 incorporates trended data, alternative credit information, and recent payment patterns. This allows it to provide a more accurate and inclusive assessment of creditworthiness. In 2022, […]
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property tax
Alex Moore
4 min read

How Rising Property Taxes Are Impacting Mortgage Costs in Washington

Washington’s Property Tax Trends Washington State enforces a 1% cap on annual property tax revenue growth for local governments, excluding voter-approved levies. Despite this cap, homeowners are experiencing increasing property tax bills due to escalating home values and new levies for infrastructure and schools. LBC Capital understands the challenges rising property taxes create for homeowners […]
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psychological challenges
Alex Moore
5 min read

Challenges of Mortgage Approval in Washington: How to Overcome Common Hurdles

Securing a mortgage in Washington can feel overwhelming. Strict lending standards, fluctuating interest rates, and complex regulations create significant obstacles for homebuyers. Washington’s competitive housing market adds to the pressure, making it difficult for buyers to find affordable homes and secure financing. Many borrowers struggle with issues like high debt-to-income (DTI) ratios, low credit scores, […]
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Fast and flexible financing for your real estate investment projects in Washington

Discover quick and flexible financing solutions for your Washington real estate projects with LBC Capital. We offer a wide range of hard money loans, including fix-and-flip, bridge, and construction loans, all secured by properties. Our dedicated team will carefully evaluate your needs and guide you effortlessly through the loan process. Enhance your real estate journey by reaching out to us today and unlocking customized financing success.

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