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mortgage
Alex Moore
6 min read

Seattle & Surrounding High‑Cost Counties: Mortgage Strategies to Afford Your First Home Without Breaking the Bank

Understand the San Diego Housing Market Buying your first home in Seattle or nearby high-cost counties can feel overwhelming. Skyrocketing home prices, rising interest rates, and stiff competition make it hard to know where to start. But with the right guidance and mortgage strategies, homeownership is still within reach—even in this expensive market. LBC Capital […]
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concessions
Alex Moore
5 min read

Why More Washington Sellers Are Offering Concessions — A Bright Spot for Buyers

What Are Seller Concessions? In Washington’s changing housing market, more sellers are offering concessions to close deals. For homebuyers, this shift offers a real opportunity. LBC Capital sees this as a turning point in the state’s real estate landscape—especially for first-time buyers and those navigating high mortgage rates. By understanding seller concessions and how to […]
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homeownership
Alex Moore
6 min read

Homeownership Lift: Washington’s Rising Ownership Rate Signals Stability

Ownership Rates Washington State is experiencing a significant and encouraging shift: homeownership is on the rise. As of 2023, approximately 66.3 percent of Washington households own their homes. That figure edges slightly above the national average, signaling renewed strength and long-term stability in the housing market. For many residents, this trend means more than property […]
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regulations
Alex Moore
6 min read

How Washington’s ‘Missing Middle’ Housing Laws Are Reshaping Mortgages

Current Transformation Washington state is undergoing a major transformation in housing policy. With the passage of the “Missing Middle” housing laws, including HB 1110, cities are being pushed to increase housing density in neighborhoods traditionally zoned for single-family homes. These changes don’t just impact developers and city planners—they’re also reshaping how mortgages work across the […]
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mortgage balance
Alex Moore
6 min read

Average Mortgage Balances Climb: Washington Among the Highest in the US

Nationwide Mortgage Debt Trends Continue Upward Mortgage balances are on the rise across the United States, with Washington state ranking among the highest. This trend reflects broader shifts in home prices, borrowing behavior, and housing market dynamics. For homebuyers and current homeowners, especially in high-cost regions, this creates a more complex financial environment. At LBC […]
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Fast and flexible financing for your real estate investment projects in Washington

Discover quick and flexible financing solutions for your Washington real estate projects with LBC Capital. We offer a wide range of hard money loans, including fix-and-flip, bridge, and construction loans, all secured by properties. Our dedicated team will carefully evaluate your needs and guide you effortlessly through the loan process. Enhance your real estate journey by reaching out to us today and unlocking customized financing success.

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